How it works

The Process

ACC now offers an optional agreed value plan which allows you to choose your level of ACC cover. By selecting a lower amount of ACC accident cover your ACC levy can be significantly decreased – these savings can then be used to cover the cost of Income Protection that protects you from accidents and illnesses.

The ACC Alternative makes it easy – just answer 5 simple questions on our website, compare your cover on the spot, and you’re ready to apply.

Once your application is accepted we’ll email you a folder of your cover selection and post the policy document for you to keep in a safe place.

We are available to answer any questions you may have via telephone or email. Our job is to help make the process as stress-free as possible. Best of all we’ll have your back at claim time. We’re always only a phone call away.


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